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NEW QUESTION: 1
Which of the following is the MAIN reason for documenting the performance of controls?
A. Justifying return on investment
B. Providing accurate risk reporting
C. Obtaining management sign-off
D. Demonstrating effective risk mitigation
Answer: B
NEW QUESTION: 2
A risk assessment study carried out by an organization noted that there is no segmentation of the local area network (LAN). Network segmentation would reduce the potential impact of which of the following?
A. IP address spoofing
B. Traffic sniffing
C. Virus infections
D. Denial of service (DoS) attacks
Answer: B
Explanation:
Network segmentation reduces the impact of traffic sniffing by limiting the amount of traffic that may be visible on any one network segment. Network segmentation would not mitigate the risk posed by denial of service (DoS) attacks, virus infections or IP address spoofing since each of these would be able to traverse network segments.
NEW QUESTION: 3
Truth-in-lending laws most likely are intended to:
A. Disclose the finance charge and the annual percentage rate.
B. Allow immediate wage garnishment by creditors.
C. Prohibit the use of usurious interest rates.
D. Regulate the amount of interest that may be charged.
Answer: A
Explanation:
Truth-in-lending laws are disclosure statutes. They typically apply to creditors that extend consumer credit to individual debtors. Examples of disclosures for a closed-end credit transaction, e.g., the typical car loan, include the total finance charge. Annual percentage interest rate, amount financed, late charges, security interest held by the creditor, the number and amounts of payments, due dates, and the total amount of payments.