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NEW QUESTION: 1
Which of the following would not have to register as an investment adviser or an investment adviser representative under the Investment Advisers Act of 1940?
I. an insurance agent who sells only whole life and term life policies
II. a commodity futures broker
III. a bank employee who sells the bank's customers only CDs and other bank securities that are FDIC- insured
IV. a person that is registered as a broker-dealer with the SEC that also provides investment advice to its customers for additional compensation
A. I, II, III, and IV
B. I and III only
C. I, II, and III only
D. II and III only
Answer: C
Explanation:
Explanation/Reference:
Explanation: Only the persons described in Selections I, II, and III would not have to register as an investment adviser or an investment adviser representative under the Investment Advisers Act of 1940.
Whole life and term life policies, commodity futures, and FDIC-insured bank products are excluded from the definition of a security, and those persons selling these products need not register. Therefore, the insurance agent, the commodity futures broker, and the bank employee who sells only FDIC-insured bank securities need not register. Even if a person is registered as a broker-dealer with the SEC, if that entity also provides investment advice to its customers for additional compensation, it must register as an investment adviser.

NEW QUESTION: 2
Which two methods are API security best practices? (Choose two.)
A. Use tokens after the identity of a client has been established.
B. Use basic auth credentials over all internal API interactions.
C. Use cloud hosting services to manage security configuration.
D. Use the same operating system throughout the infrastructure.
E. Use encryption and signatures to secure data.
Answer: A,E

NEW QUESTION: 3
Which of the following is a key value proposition of Curam Social Program Management?
A. Curam focuses on individuals and outcomes
B. Curam enables a rapid, lower-risk implementation by leveraging pre-built and configurable social services elements and business processes
C. Curam can meet the needs of all agencies through intense customization
D. Curam provides services for families in need by working with individual agencies
Answer: C